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Mortgages

Whether you're buying your first home, moving house, or looking for a better deal, we provide clear and supportive mortgage advice tailored to your circumstances.

Insurance & Protection

Protect what matters most with tailored cover for your mortgage, home, health, income and family.

The Process

Discover our simple step-by-step process designed to make things clear, easy and stress-free, from initial advice through to completion.

FAQs

Find helpful answers to some of the questions we are asked most often, from mortgage advice to protection, insurance and the application process.

Why Use Silver Birch Financial?

  • Reliable

    You can rely on us to be there when you need us. We do what we say we will do, keep things on track, and work hard to give you a service you can trust from start to finish.

  • Experienced

    We bring years of knowledge and hands on experience, so you can feel confident that you are in safe hands. We understand that every situation is different and use our experience to guide you in the right way.

  • Ethical

    Doing the right thing matters to us. We treat every client with fairness, respect, and integrity, and always aim to provide advice and support that is genuinely in your best interests.

  • Recommended

    A lot of our work comes from clients who return to us or recommend us to others. We are proud of the trust people place in us, and we believe that says a lot about the service we provide.

  • Approachable

    We know that reaching out for help can sometimes feel overwhelming, which is why we make every effort to be friendly, welcoming, and easy to talk to. We are always happy to answer questions and put you at ease.

  • Clear

    We believe things should be explained in a simple and straightforward way. We avoid unnecessary jargon and make sure you understand everything clearly, so you always know where you stand.

  • Open

    We believe in open and honest communication at all times. We keep you updated, listen carefully to your concerns, and make sure you feel informed and involved throughout the process.

  • Honest

    We will always be honest with you, even when that means having difficult conversations. Our aim is to give you realistic advice, clear expectations, and support you can genuinely trust.

what does my credit file look like

Want to see what your credit file looks like?

Understanding your credit file can help you take control of your financial future.

Your credit report plays an important role when applying for mortgages, loans, and other financial products. Checking it regularly helps you understand how lenders see you and gives you the opportunity to spot and correct any issues early.

By reviewing your credit file, you can improve your chances of securing the right financial products and make informed decisions about your next steps.

Please note - this link will take you to a third-party site not operated by Silver Birch Financial Services. We are not responsible for the content or accuracy of external websites

We Work With All Major Lenders & Insurers

What our clients say

I do not usually write reviews but I  must commend how dedicated and supportive Kerry and her team were during our mortgage process. It wasn’t an easy one, but Kerry was tenacious and determined in achieving a positive result for us.  I cannot praise her enough.  She is a committed professional who understands her clients’ needs and simply gets the job done!  I would highly recommend Silver Birch Financial Services.

Can’t recommend Kerry enough, goes above and beyond to help and always at the end of the phone, even after our mortgage was in place she was there to answer questions and help, 5*!

Isobel Alkins

Kerry has been my mortgage advisor for the past 7 years and has helped me through 3 house purchases. She has been absolutely amazing every time — friendly, approachable, and incredibly knowledgeable about the mortgage industry. She always takes the time to explain everything clearly and makes what can be a stressful process feel much easier and more manageable. I wouldn’t hesitate to recommend Kerry to anyone looking for a reliable and professional mortgage advisor.

Dave Richards

Kerry has been a great mortgage advisor and has been incredibly helpful, knowledgeable and easy to deal with from start to finish. Kerry explains things clearly and makes the whole process a lot less stressful. I would highly recommend her to anyone looking for reliable mortgage advice.

Michelle Heppenstall

I had a fantastic experience with Kerry and Janine at Silver Birch. From start to finish they were incredibly supportive, professional, and always quick to respond to any questions. Their communication was excellent and they kept everything moving quickly, which made a huge difference during what can normally be quite a stressful process. They really went above and beyond to help us and made the whole mortgage journey feel much easier and more manageable. I’m very grateful for all their hard work and would highly recommend Kerry, Janine, and the Silver Birch team to anyone looking for reliable and dedicated mortgage advisors. 🙏🏻

Cristiana Dragan